Showing posts with label Education. Show all posts
Showing posts with label Education. Show all posts

Wednesday, February 10, 2010

How to Convince People Effectively


The ability make others believe what you believe is important for success in many fields. There is often a fine line between convincing somebody your views are valid and annoying them. In this article we’ll look at some of the techniques you can use if you want to convince another individual to believe what you believe.


Steps

  • Do the homework. Make sure you understand your own viewpoint. If you are going to try to convince somebody that the Komtar Penang is taller than the Petronas Twin Tower, find out the facts first, don’t make assumptions.

  • Learn the field. For certain areas you will need to know more than just the facts, as some subjects are subjective. For example, if you wanted to convince somebody that the Statue of Liberty was prettier than the Eiffel Tower you will need to know enough about architecture and aesthetics to argue about that subject, as well as the facts, like how tall they are. If you are selling something, like a car, you will need to know all there is to know about the car you are selling. Likewise, you will need to know all about the other cars that are in competition with your vehicle.

  • Engage the person politely. Maintain eye contact where possible, but don’t be annoying about it.

  • Establish mutual respect. You will never convince anybody of anything if they believe you do not respect them, so show the person you respect them and be good enough to gain their respect.

  • Gain trust. To convince people of most things you will need their trust. They don’t have to trust you as a person, but they do need to trust that what you are saying makes sense, that you know your “stuff”. The best way to do this is to do your homework and fieldwork, that way you know a lot about the subject.

  • Listen carefully to what your debate partner has to say. Respond thoughtfully to their point of view.

  • When you can, back up what you say with real facts. Lying will only convince somebody until they find out about the lie, then you will never be able to convince them of anything again.

  • Be willing to be convinced. Sometimes accepting one point from the other person and showing that you can change your mind when you are wrong will help them to be the same, and change their mind about the subject you care about.

  • Practice active listening. Active listening helps you control a conversation and keeps it on track. Active listening techniques include:
    • Non-verbal feedback. Nodding your head as the other talks etc.
    • Paraphrase what the other person has said to make sure you understand it.

  • Make sure you understand the other person’s objections and respond to them in an intelligent manner.

  • Keep vigilant about your belief, but always respectful of the beliefs of others. Explain why your belief is important to you.

  • Understand the other person’s motivations. If you know what another person wants, you are more likely to be able to give it to them.

  • Rephrase your beliefs in a way that the other person is better able to understand.

  • Follow up. Ask questions to make sure the other person understands their new views completely.


Tips

  • To hold the eye of a crowd select individuals in the crowd and hold their eyes on-and-off through your presentation.

  • Never lose your cool. Nothing lacks conviction more than a raving idiot.

  • Always be friendly and respectful even if the other person does not change their mind.

  • Beliefs fade. You may think you have changed somebodies mind but find that in a day or two, perhaps a week, they are right back to where they were before.

  • Buy and read some books on sales techniques.

Wednesday, January 07, 2009

Tips Belanjawan Harian

Tips 1 : Tentukan Matlamat Kewangan

Apa matlamat kewangan korang tahun ni? Beli Keta? kawin? Dah cukup duit ke? Kalau belum tu, azam dan usaha untuk kumpul duit bebanyak dulu. Zaman sekarang kalau nak kawin bukannya sekupang seposen. paling kurang kena ada Rm15000. (lebam nak kumpul)..Kena korban sikit kumpul duit bebanyak.

kalau ada matlamat, hidup pun jadi focus.. Jadikan matlamat atau target korang tu sebagai salah satu ikhtiar untuk korang lebih berjimat dan berusaha untuk menyimpan duit dengan lebih banyak.


Tips 2 : Tambahkan Wang Simpanan

Dalam sebulan berapa agak-agaknye korang simpan dan labur ke dalam akaun bank korang?5%?7%?10%?20%?30%?00%(wak lu, tak der langsung nih).

Jika sebelum ni korang simpan sebanyak 10% hasil dari pendapatan tahunan, jadi pada tahun baru ni apa kata korang kasi ‘UP’ 10% lagi menjadikan ia sebanyak 20% or 30 %. lagipun, tahun 2009 ni, ekonomi teruk.so, time ni la bleh berjimat skit..cut unneccessary spending.


Tips 3 : Elakkan Dari Berhutang

Memang ramai suka pakai kad kredit..lebih-lebih lagi kalau guna Gold or platinum Card..mau nye kembang hidung sepam time nak bayar tu.. Nikmat oo. Tambah lak, pakai lebih dari satu kad kredit. main swipe je, sambil tersenyum..Lepas tu, bila dah dapat bil kad kredit, mulalah nak check account bank. pastu, tak cukup duit nak byar..hmm..

Masuk tahun baru ni, cuba azam kurangkan penggunaan kad kredit. bykkan guna cash. Ingat! gunakan kad kredit sebagai method of payment(pemudahcara pembayaran) sahaja. Pastikan duit cukup dalam account bank untuk bayar kesemua hutang credit card bulanan anda!!beringat sebelum terkena..kalau dah kena, kopak la nak bayar!18 % setahun beb...


Tips 4 : Berbelanja Biarlah Berpada

Masuk je tahun baru, byk je bende nak fikir..macam2 nak tukar..kasut baru, beg baru, baju baru.hand phone baru..wak lu..stop dulu!!tenang sekejap..fikirkan betul2 apa yg perlu di"upgrade" tuk tahun 2009 nih..susah payah keje, tak kan nak buang duit cam tu je? survey baik2 barang yg nak dibeli tu.tgk dua tiga tempat..mana ada bleh dapat harga murah.

extra tips : jgn membeli belah ketika sedang lapar..sure nafsu membeli tinggi!


Tips 5 : Senaraikan Aliran Kewangan dan Perbelanjaan

Bila dapat duit gaji mesti terfikir nak bayar hutang, nak bayar bil telefon, astro, electrik, air, dll.. Duit untuk simpanan? Kalau ada lebih, bleh la simpan.if tak der, tunggu bonus jelah!!ceh, bleh blah..kalau selalu fikir cam ni, mmg "kais pagi makan pagi la jawabnye"..

Sebaik-baiknye utamakanlah duit simpanan tu dulu. Bila dapat gaji, asingkan terus bahagian untuk simpanan. lepas tu, untuk diri sendiri, allowance ibu bapa(if any). ketiga, baru fikir sal bayaran bil/hutang/loan. sesiapa yang pakai software like Quicken/Microsoft Money, make sure aliran tunai bulanan bukan merah!

paling malas pun, tulis kat buku..daily spending..macam housemate aku- Fakri.. :)


Tips 6 : Emergency Fund

Emergency fund ni pun penting gak. at least kena ada simpanan enam bulan gaji. untuk apa lak fund byk nih? untuk ketika darurat.mana tau, rumah terbakar ke, kereta kena curi ke, kene buang keje ke..so, kalau ada fund, tak la kelam kabut sgt. sempat la cari keje dalam masa 6 bulan tu. anak, isteri pun tak gelabah..

jgn jadikan kad kredit sebagai emergency fund.itu tips membunuh diri namanye!..kalau tak leh byar kad kredit tu, lebam la korang..

so, bila nak start simpan tuk emergency fund nih? bermula dari sekarang!buat permulaan, simpan dulu 5 % ke..

tuk isteri yg bekerja(jika pekerjaan suami stabil), bleh la simpan lebih skit, after tolak duit tuk diri sendiri, parents, etc. pompuan tak der tanggungjawab kewangan kepada keluarga(tapi, bleh atas dasar tolong suami).

**************************************************************************

if korang ni jenis malas nak buat bende2 ni semua, terima kasih jelah..hidup jelah ngan cara korang skrg..tak der maknanya berjela bg tips!kalau pompuan, senang je jawapan dia, "tak pelah , bg laki aku buat jelah"..huhuhu..

tak der siapa bleh ubah diri, selain diri kita sendiri!
renung2kan dan selamat berjimat!!


Friday, December 12, 2008

Didik anak kepentingan pengurusan kewangan

DALAM keadaan ekonomi tidak menentu ini, pengurusan kewangan keluarga adalah sangat penting.

Konsep pengurusan kewangan ini bukan hanya untuk orang dewasa, malah perlu diterapkan di kalangan anak-anak kerana ia dapat membantu mengurangkan jumlah perbelanjaan bulanan anda.

Dengan kenaikan harga barang, anda sememangnya memerlukan bantuan daripada semua ahli keluarga dan anak-anak juga tidak terkecuali.

Malangnya, ramai ibu bapa yang gagal mendidik anak-anak mereka men
genai asas pengurusan kewangan.

Pengajaran paling penting untuk disampaikan kepada anak-anak ialah kepentingan menabung dan mengelakkan pembaziran kerana ia perlu demi kebaikan anda dan juga anak-anak.

Duit tidak turun dari langit

Mungkin ada anak zaman sekarang tidak menganggap mendapatkan duit itu satu perkara sukar.

Semuanya mereka anggap mudah. Cuba bayangkan senario ini - seorang anak kecil meminta ibunya membelikannya mainan baru tetapi ibunya tidak mempunyai cukup duit untuk membelinya, lalu dia berkata “Mak tak cukup duit nak belikan adik mainan ni”. Si anak pula dengan lurusnya menjawab “ATM ada. Mak keluar la duit dari mesin ATM tu”.

Inilah fikiran kanak-kanak zaman sekarang! Bagi mereka, wang dikeluarkan mesin ATM itu tidak ada kesudahannya.

Kanak-kanak akan melalui satu peringkat dalam hidup mereka yang mana mereka mahu memiliki pelbagai benda.

Mereka tidak sedar bahawa untuk mendapatkan wang, anda sebagai ibu bapa perlu bekerja keras.

Apabila anak-anak sudah sampai ke peringkat ini, sudah tiba masanya untuk anda memberikan mereka pendedahan mengenai pengurusan kewangan.

Mendisiplinkan anak mengenai wang

Antara pengajaran penting dalam mendidik anak mengenai pengurusan kewangan ialah mereka perlu mengetahui mereka perlu berdisiplin dalam berbelanja dan menguruskan wang.

Anak-anak perlu berdisiplin, sama ada dalam konteks menyimpan wang dalam akaun simpanan mahupun sekadar dalam tabung di rumah.

Ketika anak-anak mengenali perbezaan antara keperluan dan kehendak serta perlunya menabung, disiplin yang diperoleh dalam menabung dan mengawal diri daripada membazir akan menjadi pengajaran yang boleh digunakan dalam pelbagai aspek kehidupan kelak.

Mereka akan berusaha lebih gigih untuk berbelanja mengikut kemampuan diri dan meringankan beban anda.

Mengelakkan anak anda daripada menjadi Generasi Hutang

Ramai anak-anak kita yang masih menuntut di universiti sudah mempunyai hutang yang perlu dibayar apabila tamat pengajian.

Contohnya pinjaman pelajaran. Apa yang dikhuatiri ialah apabila memasuki alam pekerjaan, bukan saja pinjaman pelajaran perlu dibayar tetapi ditambah pula dengan hutan kad kredit, pinjaman peribadi dan sebagainya.

Jika hutang ini tidak dikawal, mereka mungkin akan dibelenggu hutang untuk tempoh lama dan mungkin juga akan melarat sehingga mereka sudah berkeluarga.



Menanamkan sifat pemurah dan dermawan pada anak-anak

Jika anak anda dapat menguruskan wang dengan baik, mereka akan dapat menabung dan melabur.

Di samping itu, wang lebihan itu boleh digunakan untuk menderma atau menolong kawan atau orang kesusahan.

Dengan menggalakkan sikap dermawan dalam diri anak pada usia muda, mereka akan membesar sebagai individu mempunyai sifat terpuji.



Nota: Artikel ini ditulis SIDC dan Ooi Kok Hwa, pemegang Lesen Wakil Perkhidmatan Pa-saran Modal untuk menjalan-kan urusan nasihat pela-buran di bawah Akta Pasaran Modal dan Perkhidmatan 2007. Mak-lumat dalam artikel ini ialah untuk tujuan pendidikan dan tidak boleh dianggap peng-ganti untuk nasihat perunda-ngan atau nasihat profesional.

Sunday, November 02, 2008

Card Protection Plus - Protect anything in your wallet/purse




CPP's Card Protection is comprehensive card protection Membership for use in the event of card loss, theft and related fraud. The unique feature of Card Protection is the provision of a complete service solution and assistance.

If you lose your wallet or have your handbag stolen, all of your cards will be cancelled immediately. Just make one free call to CPP's hotline - from anywhere in the world and the risk of card fraud is virtually eliminated.

Your calls are answered by multi-lingual (Cantonese, English, Malay and Mandarin) customer service agents so you can use the language you prefer when you are in a stressful situation.

Card Protection Premier is more than just a card cancellation service, take a look at all the other benefits you are entitled to:


Key BenefitsCard Protection Premier Assistance Benefits
24 hour loss reporting covering ALL your cards Free

Worldwide coverage Yes
Fraud protection (before notifying CPP) RM4,400 (max RM440 per card - max up to 10 cards)
Fraud protection (after notifying CPP) RM300,000
Financial Assistance
Reimbursement for: Communication costs
Valuable documents like passport, identity card and driving license
Financial cards(card replacement fee up to RM50 per card)
Stored value card(e.g. Touch 'n Go, max up to RM40)
Up to RM1,000 per year
Travel Assistance
Emergency cash (advance) Up to RM2,200 per Member #
Emergency hotel bill payment (advance) Up to RM6,000 per Member #
Emergency travel ticket replacement (advance) Up to RM10,000 per Member #
Additional Services
Registration of valuable document and cards like passport numbers, credit card numbers, Membership cards, etc. Unlimited
Reminder stickers and key cards
with CPP lost / stolen hotline One set per Member


# Applicable when abroad. To receive the benefits, you must report your card loss to Card Protection Plan Limited within 24 hours of discovery.

Annual Membership FeeCoverage Cost
Individual Membership RM98

Household Membership RM118
(Protection for you and up to 4 other persons living at the same address[permanent address OR mailing address])
most of the banks in Malaysia offer this service to their customer OR you may contact cppasia directly. visit www.cppasia.com for details.

Thursday, September 11, 2008

INSEP Training Program by SHRDC

INSEP, or Industrial Skills Enhancement Program, organized by the Selangor Human Resource Development Center (SHRDC), is a training and development program aimed at producing competent graduate engineers.

The SHRDC was established in 1992 to tie a closer relationship between the private and the government sectors and work hand in hand to upgrade the skills and competency of the human capital, especially among fresh graduates.

The founding is a collaboration between the Selangor state government with a number of prominent engineering multinationals e.g. Matsushita, Denso, MEMC Electronics Materials, Motorola, NEC Semiconductors, Texas Instruments and Western Digital.

In the program, participants will undergo between 4 to 12 months of training with SHRDC (based in Shah Alam), then 4 to 6 months of on-the-job training (OJT) before they are hired for full time employment with any participating manufacturing or engineering company. During the training with SHRDC and with the designated company, all participants will also be given paid allowances.

Successful applicants will be absorbed to different industrial and technology functions that include: semiconductor, enterprise resource planning (ERP), IT security, printed circuit board (PCB) design, e-commerce, software engineering, embedded system, database, industrial automation and plastic molding.

To be eligible for the training program, candidates need to be Malaysian citizens holding any technical or IT degree with CGPA 2.5 and above. He or she must not be bonded with the government or any other employer/party.

To apply for the program, send your resume to insep@shrdc.org.my. Any inquiry please contact Marketing Department, SHRDC, No. 1A, 1st Floor, Block 2, Worldwide Business Park, Section 13, 40100 Shah Alam, Selangor. Tel: 03-5513 3560.

Click here to know more about the Industrial Skills Enhancement Program (INSEP).

http://www.shrdc.org.my/insep.asp

companies participated in this program : motorola, intel, avago and many more..